2027 Federal Tax Brackets
The 2027 federal income tax has seven rates: 10%, 12%, 22%, 24%, 32%, 35% and 37%. Brackets are marginal — a rate applies only to the slice of taxable income inside that bracket, not to your whole income. Taxable income is what remains after subtracting the standard deduction ($16,600 single, $33,200 married filing jointly, $24,925 head of household) and other deductions.
Source: IRS Rev. Proc. 2026-35 — 2027 inflation adjustments
Estimate your 2027 federal tax
Taxable income$58,400
Federal income tax$7,390
Marginal rate22%
Effective rate on taxable income12.7%
Effective rate on gross income9.9%
| Rate | Income in bracket | Tax |
|---|---|---|
| 10% | $12,800 | $1,280 |
| 12% | $39,225 | $4,707 |
| 22% | $6,375 | $1,403 |
2027 bracket tables
Single
| Rate | Taxable income from | up to |
|---|---|---|
| 10% | $0 | $12,800 |
| 12% | $12,801 | $52,025 |
| 22% | $52,026 | $109,125 |
| 24% | $109,126 | $208,325 |
| 32% | $208,326 | $264,550 |
| 35% | $264,551 | $661,375 |
| 37% | $661,376 | no limit |
Married Filing Jointly
| Rate | Taxable income from | up to |
|---|---|---|
| 10% | $0 | $25,600 |
| 12% | $25,601 | $104,050 |
| 22% | $104,051 | $218,250 |
| 24% | $218,251 | $416,650 |
| 32% | $416,651 | $529,100 |
| 35% | $529,101 | $793,650 |
| 37% | $793,651 | no limit |
Married Filing Separately
| Rate | Taxable income from | up to |
|---|---|---|
| 10% | $0 | $12,800 |
| 12% | $12,801 | $52,025 |
| 22% | $52,026 | $109,125 |
| 24% | $109,126 | $208,325 |
| 32% | $208,326 | $264,550 |
| 35% | $264,551 | $396,825 |
| 37% | $396,826 | no limit |
Head of Household
| Rate | Taxable income from | up to |
|---|---|---|
| 10% | $0 | $18,250 |
| 12% | $18,251 | $69,650 |
| 22% | $69,651 | $109,100 |
| 24% | $109,101 | $208,300 |
| 32% | $208,301 | $264,550 |
| 35% | $264,551 | $661,350 |
| 37% | $661,351 | no limit |
Standard deduction in 2027
| Single | $16,600 |
| Married Filing Jointly | $33,200 |
| Married Filing Separately | $16,600 |
| Head of Household | $24,925 |
Taxpayers 65 or older or blind may add $2,100 (unmarried) or $1,700 per qualifying spouse (married filing jointly). A separate $6,000-per-person senior deduction also applies for 2025–2028 — estimate it here.